Personal Credit Specialists will help you make sense of your credit, every
time you call or online chat.
Your privacy is protected
All your information is protected with 128-bit encryption to ensure your
data is not intercepted by third parties.
Will checking my credit hurt my scores?
Not at all. In fact, you should regularly check your credit reports from TransUnion,
Equifax and Experian to be sure there are no score-lowering errors or possible fraud.
We make it easy to see monthly updates to your credit scores and review your reports
from all three credit bureaus.
Why do I need all three scores, when other companies only
offer one or two?
Lenders don’t all use the same credit bureau to check your credit – and
your credit scores may not all be the same. We provide your scores from TransUnion,
Equifax and Experian so you know where you stand no matter which bureau lenders use!
What if I see an error or fraud on my credit report?
File a dispute! Errors or fraud can lower your credit scores and cost you money. Our
Dispute Center provides a step-by-step guide to help you navigate the process of
filing a dispute with all three credit bureaus.
How does credit monitoring work?
We monitor your credit report daily, and notify you with a credit alert when a change
or suspicious activity is detected that could pose a threat to your credit scores or
be a red flag for possible identity theft.
ScoreSense® is a trademark of One Technologies, LLC.
One Technologies, LLC is the proud owner of this website. For a complete list of our
Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of
American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all
terms, conditions, and exclusions of the policies described. Please refer to the actual policies for
terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.